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"One of the safest and most popular avenues to park excess funds for a short period of time is a fixed deposit. For many senior citizens Wholesale Kirby Puckett Jersey , keeping their money in a fixed deposit is an excellent way of ensuring a consistent monthly return on their funds. A fixed deposit offers a stable rate of return and regularity of interest payments.


With the digital revolution in banking and the spread of internet and mobile banking, it has become possible to book an FD online without visiting the bank branch. Booking the FD online has its own set of benefits, especially for techno savvy users.


Here are 5 reasons why you should book your fixed deposit online:


1. Convenience:
Booking your FD online is now possible in just a few clicks. Customers of a bank can book a fixed deposit either using internet banking or mobile banking. It is possible to choose the tenure and get the interest rate while booking as well. The amount is automatically debited from the account and a fixed deposit is created instantly.


2. Online FD certificate:
If you book a fixed deposit online Cheap Justin Morneau Jersey , the receipt and FD certificate for the same is sent by the bank on your registered email address. This reduces the hassle involved in taking care of the certificates. It can easily be accessed online in case the need arises.


3. Fixed Deposit rates:
One advantage of opening a fixed deposit online is the transparency in FD interest rates. The FD booking system automatically shows the rate of interest based on the tenure. Most lenders have their fixed deposit rates displayed clearly on their websites which makes it possible for a customer to check which bank  fixed deposit can yield a higher rate of interest.


4. Fixed deposit renewal:
In case of online fixed deposit, there is no need to renew the fixed deposit manually every time it matures. Most fixed deposits have an option to automatically renew the fixed deposit. The different options that the customer can choose are:


鈥?Renew principal
鈥?Renew principal and interest
鈥?Do not renew


Depending on what the customer chooses, the fixed deposit is either renewed or liquidated on maturity. In case the do not renew option is chosen Cheap Rod Carew Jersey , the fixed deposit plus the interest amount is credited to the account. This option can also be changed anytime.


5. Easy liquidation:
There is no need to visit a branch to liquidate a fixed deposit booked online. In case of premature liquidation, the procedure is very convenient and happens in a matter of a few clicks. However, interest at a reduced rate is paid out in case of a premature withdrawal.


Author Bio:- Neha Sharma is a finance student who loves to write in her free time. She has spent considerable time researching about聽fixed deposit. Through her work Cheap Bert Blyleven Jersey , she explains reasons why to opt for online FD

Total Views: 14Word Count: 468See All articles From Author

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